REAL ESTATE · SBA · BUSINESS LOANS · NATIONWIDE
Send the deal.
Get a yes or a no in 24 hours.
Tell us what you're buying, building or growing. Within 24 hours you get a real term sheet — or a straight no and the reason why.
A soft credit pull only — it never shows on your credit report. Commercial-purpose loans.
Our current best ratesAs of November 2, 2026
DSCR rentalfrom 6.75%Fix & flipfrom 7.775%Cash-out refinancefrom 7%Commercial real estatefrom 10.99%SBA 7(a)Prime + 0.5–2
Indicative. The best qualified rates on our sheet, dated above. Your rate is set by your deal.
Get a term sheetWhat are you financing?
Pick the closest one, then fill out its short form. No documents yet.
INVESTMENT REAL ESTATEBuying, flipping, building or refinancing propertyFix & flip from $75,000 · DSCR rentals · bridge · construction · cash-out refinance · commercial up to $100M.Start a real estate dealBUY A BUSINESS · SBABuying a business, opening one, or buying your buildingSBA 7(a) and 504. 10 to 25 year terms. Prime plus 0.5 to 2.Start an SBA dealBUSINESS CAPITALEquipment, working capital, lines of credit, church loansFrom $10,000 to $10M+. Bank-style term loans and lines — no merchant cash advances, ever.Start a business deal
Three steps. You always know which one you're on.
1 · TODAYPick your loan. Fill out the short form.On your phone, or call us. No documents yet.
2 · WITHIN 24 HOURSGet a term sheet — or a straight noRate, term and leverage in writing. If it's a no, you hear why.
3 · YOUR FILEUpload from your phone. We do the forms.One secure file. We pre-fill the lender forms; you check and sign.
Straight answers
The questions borrowers ask us most — answered the way we answer them on the phone.
How fast do I get an answer?
A term sheet, a yes or a no, within 24 hours of your short form.Ask David a question
Will this hurt my credit?
No. We do a soft pull — it never shows on your credit report.Ask David a question
What's the smallest loan you do?
Business loans from $10,000. Fix & flip from $75,000. Cash-out refinance from $50,000.Ask David a question
Do you do merchant cash advances?
No. We don't place merchant cash advances against your daily credit card sales. The only factoring we do is medical: cash against insurance claims you're waiting on.Ask David a question
Where do you lend?
Nationwide for commercial-purpose loans, except North Dakota. SBA loans can close in U.S. territories.Ask David a question
Do I need documents to get a term sheet?
No. Tell us the deal and you get terms first. Documents come after you like the terms.Ask David a question
Have a deal? Send it tonight.
You'll have an answer by this time tomorrow.
SixtyFour West CapitalReal estate, SBA and business loans. Cartersville, Georgia · lending nationwide.678-839-9696Contact us
Commercial-purpose loans only. SixtyFour West Capital arranges financing through lending partners. Rates and terms are indicative until a lender issues a commitment. © 2026 SixtyFour West Capital.